Find a Location

Physical Damage Insurance

Physical Damage Insurance

Physical damage insurance (PDI) provides coverage to protect your equipment fleet. The insurance pays for repairs or replacements in the event of collision, theft, vandalism or overturn. It also covers damage from natural disasters like fires, floods, hail, wind, earthquakes and tornados.

GT Mid Atlantic provides physical damage insurance from industry-leading providers. Our insurance covers various equipment types. You can even get insurance from us on equipment you bought somewhere else.

Our Equipment Physical Damage Insurance Offerings

With decades of experience providing heavy machinery and related services, GT Mid Atlantic is a trustworthy partner for PDI. We know what it takes to keep your equipment safe so that your operations run smoothly. Our team includes a fully licensed insurance manager who can work with you to secure the right insurance coverage from our two providers.

CNH Industrial

We have worked with this insurance provider for over 20 years. With your PDI from CNH Industrial, you will get dedicated assistance from a single individual. You’ll always know who to turn to for customer service or claims assistance.

EPG Insurance

This insurance company has provided equipment insurance for over 30 years. They use excellent customer service and industry-leading technology to streamline your claims process. With this provider, you get a range of deductibles depending on your situation.

Benefits of PDI From GT Mid Atlantic

When you get equipment insurance from GT Mid Atlantic, you can take advantage of simple enrollment processes with no waiting period. You’ll get coverage right away as long as your equipment is eligible. You also get advantages like:

  • Flexibility: You can get coverage for up to 60 months. Payment terms vary from complete upfront to annually or quarterly.
  • Service: Knowledgeable professionals will assist you with your claim, providing timely support.
  • Financing: You can finance your premium on a lease agreement or retail installment contract.
  • Stability: Your premiums will stay the same for your full policy term, giving you predictable costs.

The Equipment Types We Cover

Physical damage insurance coverage from us works for various construction equipment. You will need prior approval for units with a selling price of over $500,000. Here are some eligible equipment types:

  • Articulated trucks
  • Backhoes
  • Dozers
  • Compact Track Loaders
  • Skid Steer Loaders
  • Excavators
  • Trenchers
  • Attachments
  • Wheel loaders
  • And More

Get a Quote Today

Tell us about your machines and company to get a quote on physical damage insurance for equipment. We’ll provide more information to help you determine the right PDI for our equipment type and situation.